• Mortgages
• Construction Financing

Mortgages
Whether you need an adjustable rate mortgage or a 30-year fixed-rate mortgage,
we have a mortgage program that can work for you. The State Bank of Illinois is both a bank and a mortgage broker. Customers can take advantage of the best of both worlds. Through the brokerage department, State Bank of Illinois can offer every real estate loan product that any other mortgage broker can offer.

• 0/15/20/30 year fixed rate products
• 1/3/5/7 year adjustable rate products
• 1-4 unit investment programs.
• Bridge loan financing
• Home Equity products
• First Time Homebuyer programs
• Variety of Grant/special assistance programs
• FHA/VA/100% financing programs available

Construction Financing
If you are interested in building a new home, or expanding upon an existing home, we have loan programs available to fit your specific needs. We will pre-qualify you for an end-mortgage and assist you with the mechanics of the construction loan process. The bank will provide oversight throughout your project while working with all parties involved to see your project to completion.

• Lot purchase
• New construction up to 80% LTV
• Residential additions
• Owner/General Contractor financing available